The Flywheel

Program for January 19, 2007

old and new buildngs
Old buildings, new value. Bratislava.

Reverse Mortgages

Rick San Vicente, of Financial Freedom, explains reverse mortages. These mortgages allow individuals with large home equities to convert illiquid real estate assets to monthly cash flow. 



Meeting of January 12, 2007

George Egan our dynamic and forceful new president opened the meeting today and Stoney led us in the invocation and pledge.  Pam Jone’s always-poignant thought for the day: "We make a living by what we get, but we make a life by what we give." (Winston Churchill)

GUESTS (Another full house today)

  • Jim Young brought Doug Allred a colleague of his from Mt. Diablo Bank.
  • Glenn Daggs brought Mark Hereford an executive with Credence Systems today.
  • Ren Partridge is proposing to sponsor the famous Jerry “what’s his face” Feagley for membership to the club who came with him today.
  • Charley Wong brought his son Gary, a big shot with the Lyons club, to the meeting today.
  • And Henry Kelman once again brought Benjamin his 21-year-old son to the meeting.


Today’s sunshine report contained bad news.  Dave Ninomiya is back in the hospital after suffering a recurrence of cancer that he thought was in remission.  For those of you who want to send a card:  239 Brannon, Apt. 10C, San Francisco  All else on the sunshine front was sunny.


  • Don Lau delivered the recognitions today and he was hungry for money.  All those without pins on had to pay and extra dollar and Elof had to pay $15 for his cell phone after he left it in the other room – boy that is low of Lau! 
  • Joe Nusbaum in typical deadpan style responded, “thanks for the reminder” after Don Lau asked him how was his December 20th anniversary.  All laughed heartily.
  • Pam Jones, proud as a peach, told us how she received a trip to London, for her birthday, to visit her Stanford Graduate daughter who works for Google Europe in London.  
  • Don Hardison, which I still can’t believe is over 90, celebrated his 61st anniversary with the Richmond Rotary club and donated generously.
  • Jon Lawlis also celebrated his 11th anniversary with the club and made a typically large contribution.


  • Judy Kafka contributed some happy dollars to acknowledge her recent trip through the Panama Canal.
  • Jon Lawlis also made a contribution to the club in recognition of his recent trip, with his son and daughter, to Sydney Australia.
  • Margaret Morkowski was also happy that the Richmond club is looked up to by the other local clubs with respect to its money-raising prowess.
  • David K donated $2 in Stoney’s honor for the terrible loss Ohio State recently suffered on the football field; understandably Stoney didn’t think it was so funny.
  • Ren Partridge put on a surprise birthday party for his 50 year old daughter and donated some happy dollars because his grandchildren are both gainfully employed.
  • Jim Young who has missed a few meetings and the auction in particular paid a personal fine of sorts, which means he made a healthy contribution to the club.


The Program

Dr Janet Hwang, MD
Kaiser Opthamologist


Dr. Hwang has been at Kaiser for two years and a very sharp young women she is. Kaiser seems to attract the best these days. Ms Hwang talked about three areas of problems she encounter in her eye treatment practice: cornea problems, glaucoma, and cataract problems.

The cornea is the outer shell of the eye for the laymens among us, including myself, it is where the color of the eye is, but does not include the pupil that dilates to let more or less light into the optic nerve, which conveys information into the brain. Lasik procedure and entire transplants of the cornea are the most common procedures used to correct ones vision.

Glaucoma another common eye malady is caused by pressure buildup behind the cornea. It is asymtomatic in that one does not feel or think his eyesight is getting bad unless it is tested at an ophthalmology laboratory. Glaucoma causes tunnel vision and affects the peripheral vision first. Preventative measures, laser surgery and opening the eye up are the methods used to correct glaucoma.

Cataracts are growths that occur in older age, producing blurred vision. Although it is difficult to repair cataracts there are modern techniques that are now being used to replace the cataract growth and improve vision.

-Scribbled by scribe Mark Howe